> For the complete documentation index, see [llms.txt](https://book.just.money/jmguide/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://book.just.money/jmguide/justmoney-invoice/cost-of-use.md).

# Cost of Use

* **Platform Access:** The platform is accessible at no cost to all users.
* **JM Pay Fees:** The JM Pay payment gateway imposes a charge of 1% + $0.25 commission on each payment processed through the system. This is the sole fee linked to platform usage.
* **Future Plans:** In the coming phases, we are considering the introduction of premium plans that might incorporate additional payment methods, such as PayPal.
